HMO vs Buy to Let – Which Delivers More in 2025

July 18, 2025

For property investors this year one question is more important than ever. Should you choose a traditional buy to let property or invest in a fully managed HMO from Foot Forward Properties. Both offer ways to generate income but the difference in returns and effort is striking.

The Reality of Buy to Let Properties

A buy to let is a single property rented to one household. While it seems straightforward it comes with several challenges.

  • UK buy to let yields average between 3 and 6 percent gross.

  • Rising mortgage rates and maintenance costs can wipe out profits.

  • Voids mean zero rent for weeks or months.

  • Landlords face ongoing legal and maintenance duties unless they pay extra for full management.

These factors often leave landlords with less cashflow than expected and more work than they bargained for.

The Advantage of Our Fully Managed HMOs

Foot Forward develops and manages HMOs tailored for professional tenants. With multiple income streams from each property and professional management we deliver strong consistent returns.

  • Our investors earn over 9.5 percent net yields after all costs.

  • We handle tenant sourcing rent collection compliance and repairs.

  • Multiple tenants per property protect your cashflow if one room is vacant.

  • No need for hands on involvement so you enjoy true passive income.

Why HMOs Outperform in 2025

Demand for shared accommodation is soaring as professionals seek affordable flexible living. Rising costs for landlords make single lets less profitable while our HMOs deliver stable cashflow and significantly higher net yields.

With over 9.5 percent net returns and zero management headaches our HMOs consistently outperform buy to lets for investors looking for both profit and peace of mind.

Make Your Portfolio Work Harder

If you are ready to achieve better returns without the stress speak to Foot Forward today. Discover how our fully managed HMOs can help you earn over 9.5 percent net and build a stronger property portfolio in 2025.

Contact us today to get started.